Small wooden cottage surrounded by a garden

Bend project guide · New space

ADU Builders in Bend, Oregon

What the City of Bend allows, the size line that can change your fees by tens of thousands of dollars, and how to pick a builder for a backyard cottage, over-garage unit or attached suite.

City limit: 800 sq ft per ADUUp to two ADUs on many lotsUpdated October 19, 2026

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Part of our Bend general contractors guideUpdated October 19, 2026

Bend ADU rules, in plain English

Bend has been one of the more ADU-friendly cities in Oregon. The basics, from the City of Bend's ADU resource hub:

  • Size: each ADU must be 800 square feet or less.
  • How many: up to two ADUs on a residential lot with a single-unit home, townhome or manufactured home.
  • Fees: ADUs pay permit fees and system development charges (SDCs). Since January 2025, the City's SDC deferral program is open to all residential development, so SDCs can be paid at certificate of occupancy instead of up front.
  • Wildfire code: Bend adopted the state's R327 wildfire building standards for new homes and new accessory structures, effective for permits submitted on or after May 15, 2026. A new detached ADU counts, so expect ember-resistant vents, noncombustible or ignition-resistant materials and similar details. Our home hardening guide explains what that means.

Setbacks, height, lot coverage, design standards and utility rules depend on your zone and lot. Before you pay for full plans, ask the City's Development Services team or your builder for a feasibility check.

Questions go to Bend Development Services: development@bendoregon.gov or 541-388-5580.

The 800 square foot line matters more than you think

In 2024, KTVZ reported on a Bend homeowner who stopped building after being told his planned unit was too big to count as an ADU, which brought SDCs close to $60,000. The lesson: design to the rules before you fall in love with a floor plan. Ask your designer exactly how the City measures ADU square footage for your design (lofts, covered porches and attached garages are where people get surprised), and get that answer before you submit.

Types of ADUs and what each one costs you in complexity

Detached cottageMost privacy and rental appeal. Needs its own foundation, often long utility trenches, and can hit lava rock.Most site work
Above a new garageTwo uses in one footprint. Stairs, fire separation and structure add cost, but you gain parking or a shop.Good for small lots
Garage conversionOften the fastest and least expensive path because the shell exists. The slab, insulation and garage door opening need real work.Garage guide
Attached or internalA basement or wing of the house with a separate entrance. Shares utilities but needs fire and sound separation.Least yard lost

Bend site conditions that change ADU budgets

  • Rock. Many Bend lots have basalt close to the surface. Footings and utility trenches can require breaking or blasting. Ask builders how they price rock and whether they will dig test holes.
  • Utility runs. Sewer depth, water meter sizing and electric panel capacity can add thousands. A septic property outside city sewer is a different project entirely.
  • Snow and design loads. Roofs must be engineered for local snow loads; this is routine for good builders, but prefab or out-of-area plans need checking.
  • Access. A narrow side yard or a backyard behind a fence can mean hand-carrying materials and smaller equipment.

A realistic ADU timeline

  1. Feasibility (2–4 weeks): zoning, setbacks, utilities, rough budget.
  2. Design and drawings (1–3 months): faster with pre-designed plans.
  3. Permit review (varies): ask the City or your builder for current review times.
  4. Construction (often 5–9 months for a detached unit): foundation, framing, rough-ins, inspections, finishes.
  5. Final inspections and certificate of occupancy: deferred SDCs come due here.

How to hire an ADU builder in Bend

Ask every builder:

  1. How many ADUs have you completed in the City of Bend in the last two years? Can I see one?
  2. Do you handle design and permitting, or do I bring plans?
  3. How do you price rock excavation and utility trenching?
  4. Have you built under the new R327 wildfire standards yet?
  5. How do you estimate SDCs and permit fees, and are they in your number?
  6. Who is my day-to-day contact, and how often will I hear from them?
  7. Fixed price or cost-plus? What is in the allowances?
Renting it out? Talk to a tax professional and your insurance agent before you build. Rental use changes your insurance and taxes, and lenders treat ADU income in different ways.

Who to call

Bend builders with ADU experience

Listed in no particular order. All of these list ADUs in their current work; interview two or three and compare how they handle design, permitting and site work.

Homes, ADUs & middle housingBend and Central Oregon

Arbor Builders

Why for this project: Builds ADUs and middle-housing projects alongside homes, with an investor-friendly process and an energy-efficiency focus that helps when the unit will be rented.

Phone
541-323-4852
Read our full take
Design-build + restorationBend and Central Oregon

Sierra James Construction

Why for this project: In-house architect, so design, drawings, permitting and construction stay with one team. Useful if you are starting from an idea rather than plans.

Phone
541-306-3775
Read our full take
Whole-home renovationsBend and Central Oregon

Tumalo Construction

Why for this project: Design-to-build approach with ADUs and additions in its regular mix; reviewers describe pricing as competitive with other bids.

Phone
541-647-4035
Read our full take
Owner-led remodelsBend and Central Oregon

Bend Craftsmen Company

Why for this project: Small and owner-led, with the founder involved from design through build. A good fit for a carefully detailed cottage on a tight lot.

Phone
541-728-8214
Read our full take
Additions & ADUsBend and Central Oregon

General Quality Services LLC

Why for this project: Lists ADUs and additions as core work and emphasizes early estimating and permitting help, which matters most at the feasibility stage.

Phone
541-728-3402
Read our full take
Design-buildBend and Deschutes County

Appel Design & Construction

Why for this project: Design-build team that does ADUs and additions, worth comparing if you want the ADU to look and feel like part of the main house.

Phone
458-202-7350
Read our full take
Design, drafting & permitsBend and Central Oregon

Ceteem Design Build

Why for this project: Building design, drafting and permits plus contracting. Helpful if you need drawings first and want to bid the build later.

Phone
541-633-0461
Read our full take

FAQ

Common questions

How big can an ADU be in Bend?

The City of Bend ADU resource hub says an ADU must be 800 square feet or less, and up to two ADUs can be built on a residential lot with a single-unit home, townhome or manufactured home. Confirm current rules for your specific lot and zone with Bend Development Services (development@bendoregon.gov, 541-388-5580).

How much are system development charges (SDCs) for an ADU in Bend?

SDCs change and depend on the project, so get a current estimate from the City before you budget. Since January 1, 2025, Bend's SDC deferral program has been available for residential development, letting you pay at certificate of occupancy instead of at permit issuance. Going over the ADU size limit can push a unit into a different, more expensive fee category.

Do I need to live on the property to build an ADU in Bend?

Oregon law generally prevents cities from requiring owner-occupancy for ADUs. Short-term rental rules are separate, so if you plan to rent the unit nightly, check Bend's short-term rental rules before you design around that plan.

Is the process different outside Bend city limits?

Yes. Properties in unincorporated Deschutes County, Tumalo, Redmond, Sisters or La Pine follow their own rules. Rural ADUs in particular have conditions that do not apply inside the city. Ask your builder which jurisdiction they work with most.

How long does it take to build an ADU in Bend?

Plan for several months of design and permitting before construction, then several more months to build a detached unit. Utility connections, site work on lava rock, and permit review times are the usual schedule drivers.

Can I use pre-designed ADU plans?

Yes, and they can save design time and money. They still need to be adapted to your lot, utilities, setbacks and site conditions, so budget for that and for site-specific engineering if required.

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